Features
- $250 minimum opening deposit
- Interest is compounded daily & credited monthly
- Variable interest rate tied to balance
- Interest tiers: $250 – $999, $1,000+
- Daily account balance determines that day’s interest tier
- Debit card with surcharge-free access to 5,000+ ATMs nationwide
- Unlimited check writing
- Monthly service charge of $5 if balance falls below $250
- Monthly statement – printed or electronic
- Free teller transactions
- 24/7 Telephone Banking
- Online Banking
- Bill Pay
- Mobile Banking
- Avoid overdraft fees by signing up for “Worry Free” savings transfers or applying for an overdraft line of credit
Current Rates
Effective Date: Friday, June 5, 2026
Annual Percentage Yield (APY) | Minimum Balance To Earn APY/Open |
|---|---|
| 0.03 | $250.00 |
| 0.03 | $1,000.00 |