Features
- $5 minimum opening deposit
- Available for Custodian/Minor, Individual and Joint ownerships
- 1 account per customer Tax ID Number (TIN)
- Variable interest rate paid on Tier 1 ($0.01 to $2,500.00) and Tier 2 ($2,500.01+) balances
- Interest is compounded daily & credited monthly
- $5 monthly service charge if balance falls below $5
- Quarterly statement
- Transaction limitations include a maximum of 6 transfers per month – see the account disclosure for a full list of permitted and limited transactions
Current Rates
Effective Date: Wednesday, November 12, 2025
Annual Percentage Yield (APY) | Minimum Balance To Earn APY/Open |
|---|---|
| 0.04 | $0.01/$5.00 |
| 0.04 | $2,500.01 |