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Premium Business Money Market Account

Earn a competitive return on your business reserves without locking up funds you may need. Tiered rates reward higher balances, while Arundel Bank business banking tools keep your money accessible and working for you.

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Engraved currency portrait with the message “Put your business cash to work” for Arundel Bank’s Premium Business Money Market Account.

BUSINESS MONEY MARKET ACCOUNT

Earn up to 4.13% APY on balances of $1,000,000 or more.

$100,000 minimum daily balance required to earn the disclosed APYs. APYs are variable and may change after account opening. Click here for important disclosures.

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What is your business cash earning today, really?

Maintaining healthy reserves gives your business flexibility, but cash earning little interest may be underperforming.

The Premium Business Money Market Account is built for established Maryland businesses that want to earn more on excess cash while keeping it accessible.

If your business regularly holds $100,000 or more in reserves, it may be worth comparing what those funds are earning today.

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Why It Works

More from the cash you already have.

Reward higher balances.

Tiered interest rates give your business the opportunity to earn a higher APY as its balance grows.

Keep funds accessible.

Put reserves to work without committing them to a long-term deposit, while maintaining access through available Arundel Bank business banking tools.

Build value automatically.

Interest is compounded daily and credited monthly, allowing your business reserves to continue earning over time.

Bank with a local team.

Work directly with Maryland business bankers who can help you evaluate the account in the context of your cash flow, liquidity needs, and broader banking relationship.

Premium Business Money Market Rates

Straightforward by design. 

  • No minimum opening deposit required
  • Tiered interest rates based on daily balance
  • $100,000 minimum daily balance to earn the disclosed APYs
  • Interest compounded daily and credited monthly
  • $15 monthly service charge if the average daily balance falls below $25,000
  • Access through available Arundel Bank business banking tools, subject to account terms and transaction limitations
  • FDIC insured up to applicable limits
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Effective Date: Monday, September 21, 2026

Premium Business Money Market Account
Daily BalanceAnnual Percentage Yield (APY)
$100,000–$249,999.992.63%
$250,000–$499,999.993.13%
$500,000–$999,999.993.50%
$1,000,000 or more4.13%

Annual percentage yields are accurate as of August 3, 2026. At our discretion, the interest rate and annual percentage yield may change. A minimum daily balance of $100,000 is required to earn the disclosed APYs.

Transfers and withdrawals are limited to six (6) per statement cycle. These transactions include those made by preauthorized or automatic transfer, telephone—including fax—or through the bank’s online banking service to another account in your name at Arundel Bank or to a third party. This limitation also includes transfers to third parties by check, draft, debit card, or similar order.

There is no limit to the number of direct deposits that may be made to your account. Miscellaneous fees apply. Please refer to the current Business Fee Schedule located under Tools and Resources. Fees may reduce earnings. The Premium Business Money Market Account is an FDIC-insured deposit account, subject to applicable coverage limits.

Talk To A Business Banker

Let’s talk about what your cash could be earning.

Tell us a little about your business. A local banker will be in touch to discuss your goals and whether the account is a good fit—no obligation.

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