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Vacation Club Account^

by | Apr 21, 2026

Features
  • $10 minimum opening deposit
  • Variable interest rate
  • Interest is compounded daily & credited quarterly
  • $5 quarterly service charge if balance falls below $10
  • Vacation Clubs have a 12-month term ending in May
  • One FREE withdrawal per club term
  • A check for the entire balance is mailed to you at the end of the club term
  • Quarterly statement
  • Online Banking
  • Mobile Banking
  • Account balance may not exceed $10,000
  • Limit 1 account per customer Tax ID Number (TIN)
  • Transaction limitations apply – see the account disclosure for a full list of permitted and limited transactions
Current Rates

Effective Date: Wednesday, November 12, 2025

Savings and Money Market Accounts (Rate Table)
Annual Percentage Yield (APY)
Minimum Balance To
Earn APY/Open

0.50

$10.00

^ Denotes variable rate account. The interest rate may change after the account is opened.
* Certain limitations apply
# Minimum balance to earn interest is the same as the required minimum opening balance unless noted in Special Features 
° Interest is paid on the full balance in the account based on the applicable tier.
~ Stated interest rate is paid only on the balance within the specified tier.

Accounts subject to fees & charges. Fees may reduce earnings. 
Early withdrawals on CDs may result in substantial penalties.
For other terms and account information please call 410-768-7800.
For 24/7 telephone access to accounts and products call Bankline 888-225-4417.